{"id":26323,"date":"2025-09-04T12:34:19","date_gmt":"2025-09-04T09:34:19","guid":{"rendered":"https:\/\/blog.opofinance.com\/ar-iq\/?p=26323"},"modified":"2025-09-24T12:43:28","modified_gmt":"2025-09-24T09:43:28","slug":"fiscal-policy-vs-monetary-policy","status":"publish","type":"post","link":"https:\/\/blog.opofinance.com\/ar-iq\/fiscal-policy-vs-monetary-policy\/","title":{"rendered":"\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629: \u062a\u062d\u0644\u064a\u0644 \u0645\u062a\u0643\u0627\u0645\u0644"},"content":{"rendered":"<div id=\"bsf_rt_marker\"><\/div>\n<p><strong>&nbsp;<\/strong>\u062a\u064f\u0631\u0643\u0651\u0632<strong> \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong> \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 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src=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-3-1.jpg\" alt=\"\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\" class=\"wp-image-26326 not-transparent\" srcset=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-3-1.jpg 808w, 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\u0627\u0644\u0643\u0644\u064a.<strong><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u0631\u0626\u064a\u0633\u064a\u0629<\/h2>\n\n\n\n<p>\u0644\u0645\u0639\u0631\u0641\u0629 <strong>\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong> \u0628\u0634\u0643\u0644 \u0639\u0645\u0644\u064a\u060c \u064a\u062c\u0628 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0627\u0644\u062a\u064a \u064a\u0633\u062a\u062e\u062f\u0645\u0647\u0627 \u0643\u0644 \u0637\u0631\u0641 \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641\u0647 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629. \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a \u0647\u064a \u0627\u0644\u062a\u064a \u062a\u062d\u062f\u062f \u0645\u062f\u0649 \u0633\u0631\u0639\u0629 \u0648\u0641\u0639\u0627\u0644\u064a\u0629 \u062a\u0623\u062b\u064a\u0631 \u0643\u0644 \u0633\u064a\u0627\u0633\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-dominant-color=\"96908e\" data-has-transparency=\"false\" style=\"--dominant-color: #96908e;\" decoding=\"async\" width=\"900\" height=\"600\" sizes=\"(max-width: 900px) 100vw, 900px\" src=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-4-1.jpg\" alt=\"\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\" class=\"wp-image-26327 not-transparent\" srcset=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-4-1.jpg 900w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-4-1-300x200.jpg 300w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-4-1-768x512.jpg 768w\" \/><figcaption class=\"wp-element-caption\">\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u0645\u0627\u0644\u064a\u0629 \u0645\u0628\u0627\u0634\u0631\u0629 \u0644\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0648\u0645\u0646 \u0623\u0628\u0631\u0632 \u0647\u0630\u0647 \u0627\u0644\u0623\u062f\u0648\u0627\u062a:<strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0633\u0639\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629<\/strong>: \u0631\u0641\u0639\u0647\u0627 \u0623\u0648 \u062e\u0641\u0636\u0647\u0627 \u064a\u0624\u062b\u0631 \u0645\u0628\u0627\u0634\u0631\u0629 \u0639\u0644\u0649 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0648\u0627\u0644\u0627\u0633\u062a\u062b\u0645\u0627\u0631 \u0648\u0627\u0644\u0627\u0633\u062a\u0647\u0644\u0627\u0643.<\/li>\n\n\n\n<li><strong>\u0639\u0645\u0644\u064a\u0627\u062a \u0627\u0644\u0633\u0648\u0642 \u0627\u0644\u0645\u0641\u062a\u0648\u062d<\/strong>: \u0634\u0631\u0627\u0621 \u0648\u0628\u064a\u0639 \u0627\u0644\u0633\u0646\u062f\u0627\u062a \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 \u0644\u062a\u0646\u0638\u064a\u0645 \u0643\u0645\u064a\u0629 \u0627\u0644\u0646\u0642\u0648\u062f \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0644\u0644\u0628\u0646\u0648\u0643<\/strong>: \u062a\u062d\u062f\u064a\u062f \u0646\u0633\u0628\u0629 \u0627\u0644\u0627\u062d\u062a\u064a\u0627\u0637\u064a \u0627\u0644\u062a\u064a \u064a\u062c\u0628 \u0623\u0646 \u062a\u062d\u062a\u0641\u0638 \u0628\u0647\u0627 \u0627\u0644\u0628\u0646\u0648\u0643\u060c \u0645\u0645\u0627 \u064a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0642\u062f\u0631\u062a\u0647\u0627 \u0639\u0644\u0649 \u0627\u0644\u0625\u0642\u0631\u0627\u0636.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u062a\u0639\u062a\u0645\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0623\u062f\u0648\u0627\u062a \u062a\u062a\u0639\u0644\u0642 \u0628\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0645\u0648\u0627\u0631\u062f \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629\u060c \u0648\u062a\u0634\u0645\u0644:<strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0636\u0631\u0627\u0626\u0628<\/strong>: \u062a\u0639\u062f\u064a\u0644 \u0646\u0633\u0628 \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0639\u0644\u0649 \u0627\u0644\u0623\u0641\u0631\u0627\u062f \u0648\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0644\u062a\u062d\u0642\u064a\u0642 \u0623\u0647\u062f\u0627\u0641 \u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u0639\u0627\u0645<\/strong>: \u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629\u060c \u0627\u0644\u062a\u0639\u0644\u064a\u0645\u060c \u0627\u0644\u0635\u062d\u0629 \u0648\u0627\u0644\u062f\u0639\u0645 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0625\u0639\u0627\u0646\u0627\u062a \u0648\u0627\u0644\u0645\u0646\u062d \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629<\/strong>: \u0644\u062f\u0639\u0645 \u0642\u0637\u0627\u0639\u0627\u062a \u0645\u0639\u064a\u0646\u0629 \u0623\u0648 \u062a\u062d\u0633\u064a\u0646 \u0645\u0633\u062a\u0648\u0649 \u0627\u0644\u0645\u0639\u064a\u0634\u0629 \u0644\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629<\/h2>\n\n\n\n<p>\u0644\u0643\u064a \u0646\u0641\u0647\u0645 <strong>\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong> \u0645\u0646 \u062d\u064a\u062b \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u064a\u0629\u060c \u0645\u0646 \u0627\u0644\u0645\u0647\u0645 \u0645\u0639\u0631\u0641\u0629 \u0627\u0644\u062c\u0647\u0627\u062a \u0627\u0644\u062a\u064a \u062a\u062a\u062e\u0630 \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0644\u0643\u0644 \u0645\u0646\u0647\u0645\u0627\u060c \u0644\u0623\u0646 \u0647\u0630\u0627 \u064a\u0648\u0636\u062d \u0627\u0644\u0627\u062e\u062a\u0644\u0627\u0641 \u0641\u064a \u0646\u0637\u0627\u0642 \u0627\u0644\u0633\u0644\u0637\u0629 \u0648\u0643\u064a\u0641\u064a\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630. \u0644\u0643\u0644 \u0633\u064a\u0627\u0633\u0629 \u062c\u0647\u0629 \u0625\u0634\u0631\u0627\u0641 \u0645\u062e\u062a\u0644\u0641\u0629 \u062a\u0624\u062b\u0631 \u0639\u0644\u0649 \u0633\u0631\u0639\u0629 \u0648\u0645\u0631\u0648\u0646\u0629 \u0627\u062a\u062e\u0627\u0630 \u0627\u0644\u0642\u0631\u0627\u0631.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img data-dominant-color=\"3b5166\" data-has-transparency=\"false\" style=\"--dominant-color: #3b5166;\" decoding=\"async\" width=\"900\" height=\"587\" sizes=\"(max-width: 900px) 100vw, 900px\" src=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-5-1.jpg\" alt=\"\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\" class=\"wp-image-26328 not-transparent\" srcset=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-5-1.jpg 900w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-5-1-300x196.jpg 300w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-5-1-768x501.jpg 768w\" \/><figcaption class=\"wp-element-caption\">\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/li>\n<\/ul>\n\n\n\n<p><strong>\u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a<\/strong> \u0647\u0648 \u0627\u0644\u062c\u0647\u0629 \u0627\u0644\u0645\u0633\u0624\u0648\u0644\u0629 \u0639\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629. \u0641\u064a \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u0639\u0644\u0649 \u0633\u0628\u064a\u0644 \u0627\u0644\u0645\u062b\u0627\u0644\u060c \u064a\u0642\u0648\u0645 \u0645\u0635\u0631\u0641 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629 (SAMA) \u0628\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0639\u0628\u0631 \u0645\u0631\u0627\u0642\u0628\u0629 \u0627\u0644\u062a\u0636\u062e\u0645\u060c \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0627\u0644\u0633\u064a\u0648\u0644\u0629 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class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u062a\u0624\u062b\u0631 \u0628\u0634\u0643\u0644 \u0631\u0626\u064a\u0633\u064a \u0639\u0644\u0649:<strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong>: \u062a\u0646\u0638\u064a\u0645 \u0643\u0645\u064a\u0629 \u0627\u0644\u0645\u0627\u0644 \u0627\u0644\u0645\u062a\u062f\u0627\u0648\u0644 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f.<\/li>\n\n\n\n<li><strong>\u0642\u064a\u0645\u0629 \u0627\u0644\u0639\u0645\u0644\u0629<\/strong>: \u0627\u0644\u062a\u062d\u0643\u0645 \u0641\u064a \u0642\u0648\u0629 \u0627\u0644\u0639\u0645\u0644\u0629 \u0627\u0644\u0645\u062d\u0644\u064a\u0629 \u0645\u0642\u0627\u0631\u0646\u0629 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class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u062a\u0648\u0638\u064a\u0641<\/strong>: \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u064a\u0645\u0643\u0646 \u0623\u0646 \u062a\u062e\u0644\u0642 \u0641\u0631\u0635 \u0639\u0645\u0644 \u062c\u062f\u064a\u062f\u0629.<\/li>\n\n\n\n<li><strong>\u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062f\u062e\u0644<\/strong>: \u0627\u0644\u0636\u0631\u0627\u0626\u0628 \u0648\u0627\u0644\u0625\u0639\u0627\u0646\u0627\u062a \u062a\u0633\u0627\u0639\u062f \u0639\u0644\u0649 \u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0639\u062f\u0627\u0644\u0629 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a<\/strong>: \u0627\u0644\u0645\u0634\u0627\u0631\u064a\u0639 \u0627\u0644\u062d\u0643\u0648\u0645\u064a\u0629 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alt=\"\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629\" class=\"wp-image-26325 not-transparent\" srcset=\"https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-2-1.jpg 900w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-2-1-300x200.jpg 300w, https:\/\/blog.opofinance.com\/ar-iq\/wp-content\/uploads\/2025\/09\/\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0645\u0627\u0644\u064a\u0629-\u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629-\u0627\u0644\u0646\u0642\u062f\u064a\u0629-2-1-768x512.jpg 768w\" \/><figcaption class=\"wp-element-caption\">\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/figcaption><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629<\/strong><\/li>\n<\/ul>\n\n\n\n<p>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0642\u062f \u062a\u0648\u0627\u062c\u0647 \u0645\u062e\u0627\u0637\u0631 \u0625\u0630\u0627 \u0627\u0633\u062a\u064f\u062e\u062f\u0645\u062a \u0628\u0634\u0643\u0644 \u0645\u062a\u0637\u0631\u0641\u060c \u0645\u062b\u0644:<strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u0641\u0627\u0626\u062f\u0629 \u0628\u0634\u0643\u0644 \u0643\u0628\u064a\u0631<\/strong>: \u0642\u062f \u064a\u0624\u062f\u064a \u0625\u0644\u0649 \u062a\u0628\u0627\u0637\u0624 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a \u0623\u0648 \u0631\u0643\u0648\u062f \u0627\u0642\u062a\u0635\u0627\u062f\u064a.<\/li>\n\n\n\n<li><strong>\u0636\u062e \u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0628\u0634\u0643\u0644 \u0645\u0641\u0631\u0637<\/strong>: \u0642\u062f \u064a\u0633\u0628\u0628 \u062a\u0636\u062e\u0645\u0627\u064b \u063a\u064a\u0631 \u0645\u0631\u063a\u0648\u0628 \u0641\u064a\u0647.<\/li>\n\n\n\n<li><strong>\u0639\u062f\u0645 \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0645\u0639 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 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\u0648\u0627\u0644\u0645\u0648\u0627\u0631\u062f:<strong><\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0627\u0644\u0639\u062c\u0632 \u0627\u0644\u0645\u0627\u0644\u064a<\/strong>: \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062f\u0648\u0646 \u0645\u0648\u0627\u0631\u062f \u0643\u0627\u0641\u064a\u0629 \u0642\u062f \u062a\u0624\u062f\u064a \u0625\u0644\u0649 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0639\u0627\u0645.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u062a\u0636\u062e\u0645<\/strong>: \u0625\u0630\u0627 \u062a\u0645 \u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0639\u0628\u0631 \u0627\u0644\u0627\u0642\u062a\u0631\u0627\u0636 \u0627\u0644\u0645\u0641\u0631\u0637\u060c \u0642\u062f \u064a\u0624\u062f\u064a \u0630\u0644\u0643 \u0625\u0644\u0649 \u062a\u0636\u062e\u0645.<\/li>\n\n\n\n<li><strong>\u0627\u0644\u0642\u064a\u0648\u062f \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629<\/strong>: \u0627\u0644\u0642\u0631\u0627\u0631\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u062d\u062a\u0627\u062c \u0625\u0644\u0649 \u0645\u0648\u0627\u0641\u0642\u0629 \u062a\u0634\u0631\u064a\u0639\u064a\u0629\u060c \u0645\u0645\u0627 \u064a\u0642\u0644\u0644 \u0645\u0646 \u0633\u0631\u0639\u0629 \u0627\u0644\u062a\u0641\u0627\u0639\u0644 \u0645\u0639 \u0627\u0644\u062a\u063a\u064a\u0631\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0627\u0644\u0645\u0631\u0648\u0646\u0629<\/h2>\n\n\n\n<p>\u0644\u0641\u0647\u0645 <strong>\u0645\u0627 \u0627\u0644\u0641\u0631\u0642 \u0628\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0633\u064a\u0627\u0633\u0629 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\u0623\u0633\u0627\u0633\u064a\u0629 \u0644\u0625\u062f\u0627\u0631\u0629 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u060c \u0644\u0643\u0646 \u0643\u0644 \u0623\u062f\u0627\u0629 \u062a\u0639\u0645\u0644 \u0628\u0637\u0631\u064a\u0642\u0629 \u0645\u062e\u062a\u0644\u0641\u0629 \u0648\u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u062c\u0648\u0627\u0646\u0628 \u0645\u0639\u064a\u0646\u0629. \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0648\u0627\u0644\u0636\u0631\u0627\u0626\u0628\u060c \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u0627\u0644\u0623\u0643\u0628\u0631 \u064a\u0638\u0647\u0631 \u0641\u064a \u0627\u0644\u062a\u0648\u0638\u064a\u0641\u060c \u062a\u0648\u0632\u064a\u0639 \u0627\u0644\u062f\u062e\u0644\u060c \u0648\u062f\u0641\u0639 \u0627\u0644\u0646\u0645\u0648 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a. \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u062a\u0631\u0643\u0632 \u0639\u0644\u0649 \u0639\u0631\u0636 \u0627\u0644\u0646\u0642\u0648\u062f \u0648\u0623\u0633\u0639\u0627\u0631 \u0627\u0644\u0641\u0627\u0626\u062f\u0629\u060c \u0648\u062a\u0623\u062b\u064a\u0631\u0647\u0627 \u064a\u0638\u0647\u0631 \u0633\u0631\u064a\u0639\u0627\u064b \u0639\u0644\u0649 \u0627\u0644\u062a\u0636\u062e\u0645 \u0648\u0642\u0648\u0629 \u0627\u0644\u0639\u0645\u0644\u0629.<\/p>\n\n\n\n<p>\u0641\u064a \u0627\u0644\u0645\u0645\u0644\u0643\u0629 \u0627\u0644\u0639\u0631\u0628\u064a\u0629 \u0627\u0644\u0633\u0639\u0648\u062f\u064a\u0629\u060c \u062a\u0644\u0639\u0628 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u062f\u0648\u0631 \u0627\u0644\u0623\u0643\u0628\u0631 \u0636\u0645\u0646 \u0631\u0624\u064a\u0629 2030 \u0644\u062a\u062d\u0642\u064a\u0642 \u0627\u0644\u0646\u0645\u0648 \u063a\u064a\u0631 \u0627\u0644\u0646\u0641\u0637\u064a \u0648\u062a\u0648\u0641\u064a\u0631 \u0641\u0631\u0635 \u0627\u0644\u0639\u0645\u0644\u060c \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u062a\u0643\u0645\u0644 \u0647\u0630\u0647 \u0627\u0644\u062c\u0647\u0648\u062f \u0644\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629 \u0641\u064a \u0627\u0644\u0623\u0633\u0648\u0627\u0642. \u0627\u0644\u062a\u0646\u0633\u064a\u0642 \u0628\u064a\u0646 \u0647\u0627\u062a\u064a\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a\u064a\u0646 \u064a\u0636\u0645\u0646 \u062a\u062d\u0642\u064a\u0642 \u0623\u0641\u0636\u0644 \u0627\u0644\u0646\u062a\u0627\u0626\u062c \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0639\u0644\u0649 \u0627\u0644\u0645\u062f\u0649 \u0627\u0644\u0637\u0648\u064a\u0644.<\/p>\n\n\n\n<p>\u0627\u0644\u0645\u0635\u0627\u062f\u0631<strong>: <a href=\"https:\/\/www.reuters.com\/world\/middle-east\/saudi-2025-budget-foresees-27-billion-fiscal-deficit-gigaproject-spending-2024-11-26\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">+<\/a> <a href=\"https:\/\/www.mdpi.com\/2071-1050\/16\/14\/6267\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"broken_link\">+<\/a> <a href=\"https:\/\/www.imf.org\/en\/News\/Articles\/2025\/08\/03\/pr25275-saudi-arabia-imf-executive-board-concludes-2025-article-iv-consultation\" target=\"_blank\" rel=\"noreferrer noopener nofollow\" class=\"broken_link\">+<\/a> <a href=\"https:\/\/vuir.vu.edu.au\/42173\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">+<\/a> <a href=\"https:\/\/www.federalreserve.gov\/faqs\/money_12855.htm\" target=\"_blank\" rel=\"noreferrer noopener\">+<\/a> <a href=\"https:\/\/www.investopedia.com\/ask\/answers\/100314\/whats-difference-between-monetary-policy-and-fiscal-policy.asp\" target=\"_blank\" rel=\"noreferrer noopener\" class=\"broken_link\">+<\/a><\/strong><\/p>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1758706648442\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>\u0647\u0644 \u0628\u0625\u0645\u0643\u0627\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0648\u062d\u062f\u0647\u0627 \u0623\u0646 \u062a\u0639\u0627\u0644\u062c \u0627\u0644\u0623\u0632\u0645\u0627\u062a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0644\u0627\u060c \u0641\u0647\u064a \u0641\u0639\u0651\u0627\u0644\u0629 \u0641\u064a \u0627\u0633\u062a\u0642\u0631\u0627\u0631 \u0627\u0644\u0623\u0633\u0639\u0627\u0631 \u0648\u0627\u0644\u0633\u064a\u0648\u0644\u0629\u060c \u0644\u0643\u0646\u0647\u0627 \u0645\u062d\u062f\u0648\u062f\u0629 \u0627\u0644\u062a\u0623\u062b\u064a\u0631 \u0625\u0630\u0627 \u0643\u0627\u0646\u062a \u0627\u0644\u0623\u0632\u0645\u0629 \u0645\u062a\u0639\u0644\u0642\u0629 \u0628\u0646\u0642\u0635 \u0627\u0644\u0637\u0644\u0628 \u0623\u0648 \u0636\u0639\u0641 \u0627\u0644\u0628\u0646\u064a\u0629 \u0627\u0644\u062a\u062d\u062a\u064a\u0629\u060c \u062d\u064a\u062b \u062a\u0643\u0648\u0646 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0636\u0631\u0648\u0631\u064a\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758706655895\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>\u0645\u0627 \u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u062a\u064a \u062a\u0648\u0627\u062c\u0647\u0647\u0627 \u0627\u0644\u062f\u0648\u0644 \u0627\u0644\u0646\u0627\u0645\u064a\u0629 \u0639\u0646\u062f \u0627\u0633\u062a\u062e\u062f\u0627\u0645 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0645\u0648\u0633\u0651\u0639\u0629\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u062a\u0634\u0645\u0644 \u0627\u0631\u062a\u0641\u0627\u0639 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0639\u0627\u0645\u060c \u0636\u0639\u0641 \u0627\u0644\u0627\u0633\u062a\u062f\u0627\u0645\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629\u060c \u0627\u0644\u062a\u0636\u062e\u0645 \u0627\u0644\u0645\u062d\u062a\u0645\u0644\u060c \u0648\u0627\u0644\u0645\u062e\u0627\u0637\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u064a\u0629 \u0627\u0644\u0646\u0627\u062c\u0645\u0629 \u0639\u0646 \u0632\u064a\u0627\u062f\u0629 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0628\u062f\u0648\u0646 \u0645\u0648\u0627\u0631\u062f \u0643\u0627\u0641\u064a\u0629.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1758706663290\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \"><strong>\u0643\u064a\u0641 \u062a\u0624\u062b\u0631 \u0627\u0644\u0633\u064a\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u0627\u0644\u0646\u0642\u062f\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0645\u0648\u0627\u0637\u0646\u064a\u0646 \u0627\u0644\u0639\u0627\u062f\u064a\u064a\u0646\u061f<\/strong><\/h3>\n<div class=\"rank-math-answer \">\n\n<p>\u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u062a\u0624\u062b\u0631 \u0639\u0628\u0631 \u0627\u0644\u0636\u0631\u0627\u0626\u0628\u060c \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0648\u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0639\u0627\u0645\u0629\u060c \u0628\u064a\u0646\u0645\u0627 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 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\u0639\u0643\u0633\u064a\u0629\u061b \u0645\u062b\u0644\u0627\u064b\u060c \u062a\u062e\u0641\u064a\u0636 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0623\u062b\u0646\u0627\u0621 \u062e\u0641\u0636 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0644\u0644\u0641\u0627\u0626\u062f\u0629 \u0642\u062f \u064a\u0636\u0639\u0641 \u0627\u0644\u0646\u0645\u0648 \u0628\u062f\u0644\u0627\u064b \u0645\u0646 \u062a\u0639\u0632\u064a\u0632 \u0627\u0644\u0646\u0634\u0627\u0637 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>&nbsp;\u062a\u064f\u0631\u0643\u0651\u0632 \u0627\u0644\u0633\u064a\u0627\u0633\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0639\u0644\u0649 \u0627\u0644\u0625\u0646\u0641\u0627\u0642 \u0627\u0644\u062d\u0643\u0648\u0645\u064a \u0648\u0627\u0644\u0636\u0631\u0627\u0626\u0628 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